What does the cryptic crossword clue "American friend becoming heartless, organising finances (9)" mean?

The wordplay uses a charade (building blocks). BUD (synonym=""american friend"") + GET (synonym="t") + ING (synonym=""becoming", heartless") = BUDGETING The answer is BUDGETING.

American friend becoming heartless, organising finances (9)

Guardian Cryptic #29411 | 4 Down | 2024-06-17 flower

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