What does the cryptic crossword clue "Bank's ideal after change, split up into smaller units (10)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Bank's ideal after change, split up into smaller units (10)

Times Cryptic #29323 | 13 Across | 2025-09-01 flower

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