What does the cryptic crossword clue "Before a hat removed, neck warmer? (7,3)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Before a hat removed, neck warmer? (7,3)

Telegraph Prize Cryptic #3327 | 13 Down | 2025-07-27 flower

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