What does the cryptic crossword clue "Believe sailor is to get assessment for a loan (6,6)" mean?

The definition is "assessment for a loan". The wordplay uses a charade (building blocks). CREDIT (synonym=""believe"") + RATING (synonym=""soldier"") = CREDITRATING; definition: "assessment for a loan" The answer is CREDITRATING.

Believe sailor is to get assessment for a loan (6,6)

Guardian Cryptic #29112 | 14 Across | 2023-07-03 flower

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