What does the cryptic crossword clue "Briton worked in country on complex pension scheme form (3,12)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Briton worked in country on complex pension scheme form (3,12)

Daily Mail Cryptic #16690 | 6 Down | 2021-10-21 flower

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