What does the cryptic crossword clue "Carry money as symbolic item (5)" mean?

The definition is "symbolic item". The wordplay uses a charade (building blocks). TOTE (synonym="Carry") + M (first_letter="money") = TOTEM; definition: "symbolic item" The answer is TOTEM.

Carry money as symbolic item (5)

Daily Mail Cryptic #17288 | 26 Down | 2024-02-07 flower

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