What does the cryptic crossword clue "Cold? It's good to wear a hat (5)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Cold? It's good to wear a hat (5)

Guardian Cryptic #27213 | 13 Across | 2017-06-02

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Times Cryptic #28861 (2024-03-11)