What does the cryptic crossword clue "Competitor, one who has turned up without filling in card (5)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Competitor, one who has turned up without filling in card (5)

Guardian Cryptic #29663 | 15 Across | 2025-04-08 flower

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