What does the cryptic crossword clue "Device for paying person with a transport phobia? (4,6)" mean?

The definition is "Device for paying". The wordplay uses a charade (building blocks). CAR (synonym="CAR") + DREADER (synonym="DREADER") = CARD READER; definition: "Device for paying" The answer is CARD READER.

Device for paying person with a transport phobia? (4,6)

Times Cryptic #28869 | 9 Across | 2024-03-20 flower

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