Fitting in with virile lover, having a time to visit (12)

Guardian Cryptic #29200 | 4 Down | 2023-10-13
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I haven't cracked this one yet — but the brilliant team at Fifteensquared have:

IN plus ( with ) STALLION(a virile lover/a stud) containing ( having … to visit ) [ A + T(abbrev. for “time” ].

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