What does the cryptic crossword clue "Focus of interest US money, balance required on time (6,5)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Focus of interest US money, balance required on time (6,5)

Telegraph Prize Cryptic #3051 | 7 Down | 2020-04-12 flower

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