What does the cryptic crossword clue "Gear placed over kind of business lot (6)" mean?

The definition is "lot". The wordplay uses a container (one word inside another). SME (synonym="small and medium-sized enterprise, so “kind of business”") in KIT (synonym="“gear”") = KISMET; definition: "lot" The answer is KISMET.

Gear placed over kind of business lot (6)

Guardian Cryptic #29119 | 22 Down | 2023-07-11 flower

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