What does the cryptic crossword clue "Gullibility of first-class surgeon in New York (7)" mean?

The definition is "Gullibility". The wordplay uses a charade (building blocks). N (synonym of "New") + AI (synonym of "first-class") + VET (synonym of "surgeon") + Y (abbreviation of "York"); definition: "Gullibility" The answer is NAIVETY.

Gullibility of first-class surgeon in New York (7)

Times Cryptic #28713 | 2 Down | 2023-09-20 flower

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