What does the cryptic crossword clue "Initially town house inexpensive, essentially for a nicker? (5)" mean?

The definition is "nicker?". The wordplay uses a charade (building blocks). T (first_letter="town") + H (first_letter="house") + I (first_letter="inexpensive,") + E (first_letter="essentially") + F (first_letter="for") = THIEF; definition: "a nicker?" The answer is Thief.

Initially town house inexpensive, essentially for a nicker? (5)

Telegraph Prize Cryptic #3086 | 24 Across | 2020-12-13 flower

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