What does the cryptic crossword clue "Insurance certificates to conserve complex (5,5)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Insurance certificates to conserve complex (5,5)

Daily Mail Cryptic #16859 | 13 Across | 2022-06-15 flower

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