What does the cryptic crossword clue "Let balance dip into red, about to take advantage of charity (4,5)" mean?

The definition is "charity". The wordplay uses a charade (building blocks). GO (synonym="GO") + OD (synonym="overdrawn") + CA (synonym="about") + USE (synonym="take advantage of") = GOODCAUSE; definition: "charity" The answer is GOODCAUSE.

Let balance dip into red, about to take advantage of charity (4,5)

Guardian Cryptic #29023 | 16 Down | 2023-03-21 flower

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