What does the cryptic crossword clue "Letter – or card? (9)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Letter – or card? (9)

Telegraph Prize Cryptic #3207 | 6 Down | 2023-04-09 flower

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Guardian Cryptic #29367 (2024-04-26)