What does the cryptic crossword clue "Make slow progress when credit is no longer available (4,4)" mean?

The definition is "Make slow progress". The wordplay uses a charade (building blocks). TICK (synonym="credit") + OVER (synonym="available") = TICKOVER; definition: "Make slow progress" The answer is TICKOVER.

Make slow progress when credit is no longer available (4,4)

Guardian Cryptic #29119 | 18 Down | 2023-07-11 flower

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