What does the cryptic crossword clue "Male working observed to be well-off (7)" mean?

The definition is "Male". The wordplay uses a charade (building blocks). M (synonym of "Male") + ON (synonym of "working") + EYED (synonym of "observed"); definition: "well-off" The answer is MONEYED.

Male working observed to be well-off (7)

Independent Cryptic #11612 | 20 Across | 2023-12-29 flower

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