What does the cryptic crossword clue "No capital? Broke, getting new to-do list (6,4)" mean?

The definition is "to-do list". The wordplay uses anagram, charade. anagram of NOCAPITAL ("No capital?") + N (abbreviation of "new") [anagram: "Broke,"] = ACTIONPLAN; definition: "to-do list" The answer is ACTIONPLAN.

No capital? Broke, getting new to-do list (6,4)

Guardian Cryptic #28989 | 13 Down | 2023-02-09 flower

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