What does the cryptic crossword clue "One takes swag from place south of Exeter on vacation (9)" mean?

The definition is "One takes swag". The wordplay uses a charade (building blocks). PL (synonym="‘place’") + UNDER (synonym="‘south of’") + ER (synonym="‘south of’") = PLUNDERER; definition: "One takes swag" The answer is PLUNDERER.

One takes swag from place south of Exeter on vacation (9)

Guardian Cryptic #29252 | 15 Down | 2023-12-13 flower

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