What does the cryptic crossword clue "One unwilling to give credit (7)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

One unwilling to give credit (7)

Guardian Cryptic #26897 | 1 Down | 2016-05-30

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Also seen in

Telegraph #28007 (2016-01-11)