What does the cryptic crossword clue "Pamper those preferring "down under" for retirement? (10)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Pamper those preferring "down under" for retirement? (10)

Guardian Cryptic #24184 | 5 Down | 2007-09-17

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