What does the cryptic crossword clue "PIN number much appreciated being in credit (7)" mean?

The definition is "PIN". The wordplay uses a charade (building blocks). N (synonym of "number") + TA (synonym of "much appreciated") + TICK (synonym of "credit"); definition: "PIN" The answer is TINTACK.

PIN number much appreciated being in credit (7)

Independent Cryptic #11674 | 19 Down | 2024-03-11 flower

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