What does the cryptic crossword clue "Ruin chinchilla, perhaps when adjusting her top (11)" mean?

The definition is "Ruin". The wordplay uses an anagram. anagram of CAT (synonym="chinchilla, perhaps") + AS (synonym="when") + HER (synonym="HER") + TOP (synonym="TOP") = CATASTROPHE; definition: "Ruin" The answer is CATASTROPHE.

Ruin chinchilla, perhaps when adjusting her top (11)

Times Cryptic #28775 | 12 Down | 2023-12-01 flower

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