What does the cryptic crossword clue "Sadly in arrears, a labourer's given up (4)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Sadly in arrears, a labourer's given up (4)

Telegraph Prize Cryptic #3168 | 24 Down | 2022-07-10 flower

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