What does the cryptic crossword clue "Safe with a musician? It's hard to say (5,5)" mean?

The definition is "It’s hard to say". The wordplay uses a charade (building blocks). PETER (synonym="Safe") + PIPER (synonym="musician?") = PETERPIPER; definition: "It's hard to say" The answer is PETERPIPER.

Safe with a musician? It's hard to say (5,5)

Guardian Cryptic #28946 | 6 Down | 2022-12-21 flower

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