What does the cryptic crossword clue "Scarf, say, for East Ender that can be afforded by fighter (3,5)" mean?

The wordplay uses a charade (building blocks). AIR (synonym="AIR") + COVER (synonym="COVER") = AIRCOVER The answer is AIRCOVER.

Scarf, say, for East Ender that can be afforded by fighter (3,5)

Guardian Cryptic #29292 | 20 Across | 2024-01-30 flower