Silly gamble before 12 case, ultimately saying he did it? (5,4)

Independent Cryptic #12053 | 14 Down | 2025-05-27
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I haven't cracked this one yet — but the brilliant team at Fifteensquared have:

An anagram (‘silly’) of GAMBLE + AM (‘before 12’ – noon) E (last or ‘ultimate’ letter of case)

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