What does the cryptic crossword clue "Substantial cut in charity limits (5)" mean?

This cryptic clue uses wordplay to arrive at the answer. Visit the page for progressive hints — definition, wordplay type, and a full step-by-step explanation.

Substantial cut in charity limits (5)

Guardian Cryptic #28806 | 3 Down | 2022-07-11

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I haven't cracked this one yet — but the brilliant team at Fifteensquared have:

HEW in C[harit]Y

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