What does the cryptic crossword clue "Terms from HSBC to borrow money to start very profitable business (7)" mean?

The wordplay uses a charade (building blocks). CASH (synonym="the ‘money, to start’") + COW (synonym="COW") = CASHCOW The answer is CASHCOW.

Terms from HSBC to borrow money to start very profitable business (7)

Independent Cryptic #11632 | 18 Down | 2024-01-22 flower