What does the cryptic crossword clue "Third-Ager on Scottish island (7)" mean?

The definition is "island". The wordplay uses a charade (building blocks). RE (synonym of "on") + TIREE (synonym of "Scottish island"); definition: "Third-Ager" The answer is RETIREE.

Third-Ager on Scottish island (7)

Times Cryptic #27857 | 20 Down | 2020-12-25 flower

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