What does the cryptic crossword clue "Those carrying lots of money in shops act stupid (10)" mean?

The definition is "Those carrying lots of money". The wordplay uses an anagram. anagram of IN (synonym="IN") + SHOPS (synonym="SHOPS") + ACT (synonym="ACT") = CASHPOINTS The answer is CASHPOINTS.

Those carrying lots of money in shops act stupid (10)

Guardian Cryptic #28981 | 22 Across | 2023-01-31 flower

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