What does the cryptic crossword clue "Time to pay bills from American: one retaining any number (6)" mean?

The definition is "Time to pay bills". The wordplay uses charade, container. US (synonym of "American:") + ACE (synonym of "one") + N (synonym of "any number") [container: "retaining"]; definition: "Time to pay bills" The answer is USANCE.

Time to pay bills from American: one retaining any number (6)

Times Cryptic #28771 | 15 Across | 2023-11-27 flower

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