What does the cryptic crossword clue "Trendy blackguard has debts with no interest (9)" mean?

The definition is "with no interest". The wordplay uses a charade (building blocks). IN (abbreviation="Trendy") + CUR (synonym="blackguard") + IOUS (synonym="debts") = INCURIOUS; definition: "with no interest" The answer is INCURIOUS.

Trendy blackguard has debts with no interest (9)

Guardian Cryptic #29001 | 14 Down | 2023-02-23 flower

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