What does the cryptic crossword clue "Turn pack around in times of serious financial difficulty (10)" mean?

The wordplay uses an anagram. anagram of TURN (synonym="TURN") + PACK (synonym="PACK") + BY (synonym="times") = BANKRUPTCY The answer is BANKRUPTCY.

Turn pack around in times of serious financial difficulty (10)

Guardian Cryptic #29573 | 2 Down | 2024-12-23 flower