What does the cryptic crossword clue "Urban dweller to have secure fences (6)" mean?

The definition is "Urban". The wordplay uses a container (one word inside another). OWN (synonym="OWN") in TIE (synonym="TIE") = TOWNIE The answer is TOWNIE.

Urban dweller to have secure fences (6)

Times Cryptic #28774 | 13 Across | 2023-11-30 flower

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