What does the cryptic crossword clue "Woodland dweller's bank, said to have not much money (7)" mean?

The definition is "Woodland dweller". The wordplay uses a charade (building blocks). ROE (synonym="ROE") + BUCK (synonym="‘not much money’. The other day, with Vlad, it was a POUND – not much different") = ROEBUCK; definition: "Woodland dweller's" The answer is ROEBUCK.

Woodland dweller's bank, said to have not much money (7)

Guardian Cryptic #28975 | 20 Down | 2023-01-24 flower

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